Receivable Financing Company
Coast-to-coast commercial factoring options
bullet.gif Topping 70 years of invoice factoring firm knowhow
bullet.gif Over 97% advancement rates

Our unique financing powers use private resources that are not controlled by banking institutions
allowing us to provide you options that various other invoice factoring firms will not compete with.

Our clients tell us that our mix of reduced rates, versatile agreements, and remarkable service make us the finest choice for invoice factoring firm options.

We have actually been offering invoice factoring firm options country-wide for many, many years and we also have have clients in a wide range of fields. Such as Staffing and Recruitment, Oilfield and Gas, Trucking and Freight Brokers, Manufacturing, and lots more .

bullet.gif Flexible contracts  
bullet.gif Same day funding
bullet.gif Above average advance rates  
bullet.gif Personalized service
bullet.gif Experienced account management
bullet.gif Credit management services
bullet.gif Invoice processing

bullet.gif Improved credit rating
bullet.gif Increased purchasing power
bullet.gif Timely payroll and tax payments  
bullet.gif Professional credit checking services
bullet.gif Professional collection services
bullet.gif No loan payments
bullet.gif Reduced time spent on collections  
bullet.gif Reduced collection costs
bullet.gif No incurred debt
bullet.gif Increased cash flow
bullet.gif Improved financial statement
bullet.gif Cash for expansion and marketing

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Factoring Companies

CraigWinters.COM receivable financing company

Receivable Financing Company in San Jose, California

Exactly what is  accounts receivable finance ?

Receivable financing, likewise understood as accounts receivable finance is a approach made use of by companies to transform sales on credit terms for immediate cash flow. Funding accounts receivable has become the preferred financial device in getting pliable working resources for companies of all dimensions. The receivable line of credit is determined by the financial toughness of the client (Buyer), not the client (The vendor of the receivables).


Fast and Easy Arrangement , Collection up your
account in 3 to 5   operating days

More Info.


We concentrate on reviewing and financing accounts receivable and also can easily make a prompt choice within a day. This financial answer involves incredibly little underwriting. The authorization procedure is basic as well as we can easily quicken preliminary backing in 3 to 5 functioning days. Our clients could delight in the benefits of our timely service as well as start to make use of their funds within days of completing an application


Advance / Reserve.

This type of accounts receivable finance is without a doubt the most extensively exercised. Upon taking title to invoices, the invoice factoring firm immediately pays to the customer a portion of their absolute face value. This payment (called the & quot; cash advancement & quot; ) usually falls in between 70% and 85%, yet could go as inexpensive as 50% or much less (for instance, in the situation of building or third - celebration medical invoices), or as good as 90%. After effective collection of repayment from the account debtors, the invoice factoring company consequently remits the balance of the invoice quantity (s) (usually called the reserve ) to the client, minus the factor gotten charges.

There service gives the receivables financing companiy with available funds from which to attract its charges, as well as furnishes a stream against defaults by clients and / or account debtors.

Some factor firms do not hold back a reserve balance, however instead cash advancement the whole invoice face, much less max accounts receivable financecosts, at the time of purchase. This method is not common, however, given that the majority of factors of this type prefer to keep the security that reserves supply.

San Jose, California Receivable Financing Company

Cash Advancement / reserve factors generally structure their costs as an initial rebate rate (generally ranging between 1. 5% and also 5% of invoice face), complied with by succeeding increases set over the length of the TRUE collection time span.  

The collection duration begins on the day that the aspect cash advance funds to the client (which is not constantly the exact same as the invoice day), as well as is normally divided into windows or time bands of equal duration. Home windows most usually develop in 15 - day increments, although 7 -, 10 - or 30 - day increments are not unheard of. The first discount normally enhances by one or two amount points at each novice home window.
A traditional cash advance / reserve deal, consequently, might be structured as adheres to.


Invoice Factoring Firms in San Jose, California servicing in their beginning years of sales, as well as businesses growing really fast necessitating quicker cash flow. San Jose, California accounts receivable finance



CraigWinters.COM is a Factoring Company that Provides a wide range financial services

More Reasons Why
Companies Choose CraigWinters.COM receivable financing company Many Unique Services


factoring company

CraigWinters.COM Provides Accounts Receivables
Financing to all states

Receivable Financing Company in San Jose, California

Telephone call our
accounts receivable finance Professionals at

1 - 800 - 986 - 1854

Email Us
or total the
Trucking Factoring Request Type

Unlike other Factoring Companies, CraigWinters.COM makes receivable financing easy to obtain with minimal paperwork.

Our programs are not like the rest
, CraigWinters.COM's objective here
is not to force
your company to conform to us,
but to get you the cash you need
in the most stress-free manner.

A Variety of Freight And Trucking businesses
 that use accounts receivable finance  businesses
 in San Jose, California

Container | Marine | LTL | Bulk | Brokerage | Warehousing | Livestock | Household Goods | Heavy Haul | Flatbed | | Dump | Warehousing

A arrangement service provider enters into a reciprocal arrangement with the shipper or consignee for transport services.

The agreement defines the solutions to be provided, the products delivered, the forecasted tonnage as well as the prices charged.
Arrangements are to consist of a specific termination date, not surpassing one year.

The arrangement can be restored by change. The arrangement provider can supply freight rates which are lower than a common provider s released tariff given that the cost will be based upon the projected tonnage of freight for the year.
Owner - operators - An owner - agent possesses and works his or her own truck (that is, tractor - trailer or bobtail). The manager - operator ought to have operating licenses from the ICC and PUC. A prime provider could hire them as subhaulers. Income acquired is a amount of the freight statement prepared by the prime service provider.

Subhaulers - A subhauler is an manager - operator of a unified tractor or may have a fleet of tractors which are rented to prime service providers. A subhauler with a fleet of cars might be responsible for employment taxes on the motorists of thoseautomobiles. Earnings earned is a portion of the freight bill prepared by the prime company.

Porthaulers - An manager - operator whose major route is to pick up freight from the harbor as well as to ship the complete, secured compartment to the terminal of the prime carrier or rest - bulk broker. Porthaulers are generally paid a even rate for each compartment transported.

Freight Broker | Freight Forwarder | Shipper's Broker | The shipper's representative is a bonafide representative of the shipper who executes the shipper's transport feature. The shipper's broker arranges for and paths the transportation of goods from one point to one more. Additional tasks may consist of the settlement of claims and repayment of the carrier s freight invoices. Ultimate repaymentof freight statements, having said that, is the duty of the shipper.

Freight forwarders typically focus on the type of freight moved and the kind of transport providers utilized. This offers them with expertise in managing the paperwork included with certain types of transactions.


accounts receivable finance is typically used by trucking businesses.

    • Trucking-Air Freight
    • Trucking -Trucking Brokers
    • Trucking -Sand & Gravel
    • Trucking -Refrigerated
    • Trucking -Over Dimensional Load
    • Trucking -Motor Freight
    • Trucking -Local Cartage
    • Trucking -Liquid & Dry Bulk
    • Trucking -Heavy Hauling
    • Trucking -Grain
    • Trucking -Commodity
    • Trucking-Freight Train Load
    • Trucking-Passenger-Tour Bus
    • Trucking -Owner Operations
    • Trucking-Dump
    • Trucking -Contract Hauling
    • Trucking -Containerized Freight
    • Trucking �Oil Field
    • Trucking �Management
    • Trucking �Consultants
    • Trucking �Local With Storage
    • Trucking -Dispatch Service
    • Trucking -Livestock
    • Trucking-Intermodal Drayage

Oilfield Services That Use accounts receivable finance  businesses in San Jose, California:

  • Slickline Services
  • Testing Services
  • And More
  • Acidizing & Cementing
  • Welding Services
  • Plugging Contractors
  • Tank & Pipe Cleaning
  • Flowback Testing
  • Pit Clean Up
  • Drillers
  • Well Servicing
  • Fishing Services
  • Wireline Services
  • Roustabouts
  • Environmental Clean Up

    Oilfield Trucking Services accounts receivable finance  businesses in San Jose, California:

  • Dump Trucks
  • Pipe Haulers
  • And More
  • Flatbed Carriers
  • Equipment Haulers
  • Crude Haulers
  • Vacuum Trucks
  • Frac Sand Haulers
  • Winch Trucks
  • Hot Shots
  • Gravel Haulers
  • Haz Mat Hauling
  • Rig Movers
  • Water Haulers
  • Mud Haulers

  • CraigWinters.COM Provides Accounts Receivables
    Financing to all industries



    San Jose, California Receivable Financing Company

    accounts receivable finance vs. Bank Loans

    So, why not just visit the pleasant banker for a loan to ease cash flow complications ? A loan can be challenging if not inconceivable to get, especially for a youthful, high - development operation, given that bankers are not anticipated to lessen loaning limitations soon. The connections between companies and also their bankers are not as strong or as trustworthy as they utilized to be.  Click for more Factoring Companies information

    The impact of a loan is much various than that of the accounts receivable finance procedure on a business. A loan spots a financial obligation on your company balance sheet, which prices you passion. By comparison, factoring places cash in the financial institution without the design of any kind of commitment. Often, the accounts receivable finance discount will definitely be less than the existing loan interest rate.

    Loans are greatly based on the customer economic stability, whereas accounts receivable finance is even more curious about the soundness of the client customers as well as not the client business itself. This is a TRUE plus for brand-new companies without developed record.


    There are numerous scenarios where accounts receivable finance may help a company fulfill its capital needs. It provides a proceeding source of working funds without having financial obligation, which could cause development chances that dramatically raise the bottom line. Essentially any type of company may take advantage of factoring as part of its general operating philosophy.
    Continue Reading about factoring companies


    Every really good businessperson should recognize the concept as well as conveniences of accounts receivable finance in order to run as successfully as possible. The following chart could aid you understand the differences between factoring as well as some other sources of cashing

    businesses  that use accounts receivable finance  businesses


    accounts receivable finance is typically used by consumer product businesses. That is, businesses that sell products that ultimately end up in retail stores. Industries in which accounts receivable finance is commonly used include:

    Home furnishings

    - Hardware items

    - Handbags, luggage,leather goods

    - Furniture

    - Footwear

    - Eyewear and accessories

    - Consumer electronic and accessories

    - Carpet and rug

    - Apparel


    - Toys

    - Sporting goods

    - Pet supplies

    - Personal electronics

    - Housewares

    accounts receivable finance is typically used by staffing businesses.

    Professional Staffing  Invoice Factoring Firms
    For These

    Skilled - Unskilled Labor

    Warehouse distribution

    Plastic Injection Molding

    Assembly - Warehouse - Quality Control - Quality Assurance

    Mid Management - Administrative - Technical

    Data Processing - I.T. - Web Design

    Manufacturing Staffing
    Invoice Factoring Firms
    For These

    Healthcare - PTs - RNs - CNAs - OTs - MDs

    Accounting - Controllers - CPA's

    Sales - Marketing - Sales Managers

    Twin Plant Management and Engineers

    Call Center Phone Attendants and More

    Doctor's Office Assistants - Medical Secretaries

    Clerical - General Office - Data Entry

    Office Services Staffing
    Invoice Factoring Firms
    For These

    Admin Assistants - Executive - Legal Secretaries

    Full Charge Bookkeepers - Accounting Clerks

    Office Managers - Administrators

    Electronics Assembly - Packers

    Fork Lift Operators - Loaders /Unloaders

    Light Industrial - Machine Operators

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